• Fees paid before tax return is E-filed with IRS
• IRS issue Check between 21 to 28 days
• IRS Direct Deposit Refund between 8 to 15 days (if this option is chosen).

• Fees Deducted from the Refund
• For ERC; Refund Check picked up in our office
• For ERD; Refund directly deposited to your bank account
• Estimated Availability of Funds is between 8 to 15 days
• Bank Fees will apply

• Fees Deducted from the Refund
• Refund check picked up in our office
• Estimated Availability of Funds is Within 24 Hours
• Bank Fees will apply

Remember: A RAL is a LOAN.  Refund Anticipation Loans (RALs) are loans through Republic Bank & Trust Company and are subject to approval.  If approved a Tax Refund Administration Fee and finance charge will apply.